How to Earn Money Without Investment Through Mobile (20 Resources)

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What if I told you – you can earn money without investment through mobile?

That’s right! There are several ways available online that allow you to earn money just from your smartphone. 

Whether you’re a student, employee, job seeker, housemaker, or anyone who wants to earn extra cash in their free time, using the resources mentioned in this post will surely help to turn your mobile into a money-making machine.

So, without any further ado, let’s start with Market Research websites.

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1. Market Research Apps Paying Money For Using Mobile

These companies reward you to just use your mobile as you always do

Basically, they want to know the internet habits of different users so they can plan & make informed decisions about their marketing strategies.

For this purpose, they offer an app that when installed on mobile, tracks your internet activities & rewards you gift cards for keeping it active.

If you’re ready to share your online habits with such companies in exchange for gift vouchers, you can try the following two apps.


MobileXpression reads your internet habits and pays a $5 bonus gift card for keeping it active for a week. You can further earn an extra $4 to $5 per month as long as it is installed.

Nielsen Computer & Mobile Panel

With Nielsen, you can earn up to $50 a year as long as it is active on one or more mobile devices.

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2. Complete Surveys On Your Mobile

Basically, when you visit survey sites on your mobile (you can also download their app), you need to complete a set of multiple-choice questions to get paid.

One of the disadvantages of taking surveys is that – there is a high probability of getting disqualified if you’re not a good fit. In such a case, ensure to read my survey qualification guidelines post before joining them.

Survey Junkie

It is one of the popular and high-rated survey sites that reward PayPal, & gift cards for completing online surveys.

The surveys pay around 20 pts ($0.20) to 350 pts ($3.50) and you can redeem them once you hit 1,000 ($10) in your account.

Sadly, Survey Junkie is only available to the US, Canada, and Australian residents. So, if you’re not from here, try other options mentioned below. 

Click here to join them and receive 80 points as a bonus.


If you’re interested in completing surveys related to government and politics, you should join YouGov.

Each survey pays around 300 to 500 points (vary by country) and you need at least 1,000 points ($10) to redeem for PayPal, gift cards, or mobile credits.

The good thing is – it is available in most countries and they even pay 100 points for completing your profile details.

Pinecone Research

The best thing about Pinecone Research is that they have a minimum payout of only 300 points ($3). This means you can easily redeem your first payout after completing a few surveys as each pays around 300 to 500 pts ($3-$5).

Apart from this, you can also test new products to earn 600 points each. The only con is they don’t offer any sign-up bonus which means – you have to right away start from zero points.

Ipsos Panel

This is another survey site having its own mobile app where you can complete surveys paying around 40 to 90 points. The minimum payout is 500 points for gift cards & 1,530 points for $15 PayPal cash.

The advantage of joining the Ipsos Panel is that they even pay 5 points for disqualification. This means even if you couldn’t complete surveys, they will still credit 5 points to your account.

Toluna Influencers

Toluna is accessible in most countries paying 15 to 50,000 points for surveys. The minimum payout is 95,000 points for $30 PayPal cash & 30,000 points for $10 gift card.

To earn a bonus of 500 pts, you can click here to join them and add an extra 1,200 points for completing your profile details.

Vindale Research

Vindale Research pays $1 on sign-up (click here to join) apart from crediting $0.25 to $5 per survey. The minimum threshold is $50 that allows you to redeem for PayPal cash and check.

The only con is – it is available in only four countries – the US, UK, Canada, & Australia.


LifePoints is available in most countries that pay 20 to 100+ points per survey.

When you sign-up (click here to join), your account is credited with 10 points, and then, you need an extra 796 points to redeem your first reward.

Similar to Ipsos Panel, they also offer points for trying which means you will still get points even when you’re disqualified.

To know more survey companies like this that can be used to earn money without investment through mobile, check out this high-paying survey list.

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3. Join GPT Sites To Get Paid From Mobile

There are also get-paid-to sites accessible via mobile that allows you to earn cash for completing various online tasks.

Some websites listed below have their own mobile-based apps while the rest have a dedicated website.


Swagbucks is my favorite site as I have earned several gift cards and PayPal cash for completing simple tasks like – surveys, watching videos, downloading and installing apps, playing games, & much more.

Though they are available in a few countries, it is slowly expanding globally. The countries that have access to them include the US, UK, Britain, Ireland, Australia, New Zealand, Canada, France, Germany, Spain, Portugal, India.

You can click here to join them on your mobile and earn a bonus of 70 SB (points) for entering the code REDDIT (you can see a code option in the sign-up form). Also, earn an extra 300 SB when you collect the same points within 30 days of joining.

If you have a doubt whether Swagbucks is worth your time, ensure to read the linked post.


InboxDollars is available only in the US so if you’re not from this country, you can skip this website.

Just like Swagbucks, they also pay money (not points) for completing online activities like surveys, watching videos, reading paid emails, etc.

Though they have a big minimum payout of $30, you can reduce it by $5 as the same amount is paid to you for joining them. (Click here to join)

The rewards include Gift Cards, checks, PayPal, Visa and the site is mobile-friendly too.


Even though PrizeRebel is advertised as a survey site, you can also complete other tasks inside their offerwall to earn points.

The minimum payout is only 200 points for a $2 Amazon gift card & 500 points for a $5 PayPal card. They are available in most countries and their site is mobile-friendly as well.

You can read my PrizeRebel GPT site review to know more in detail.


Earnably is available in 37 countries and they are one of those sites with a low minimum payout of only 125 points.

With earning opportunities such as surveys, paid offers, videos, app installation, it is not much difficult to reach that limit.

Their referral program pays a 10% lifetime earning which is great if you have several interested people to refer.

You can click here to join them and regarding any doubts, read my Earnably site review to know more. 


I often use this site on my mobile because it has a low minimum payout of only 100 points that can be earned within a couple of days.

As a sign-up bonus, they add 10 points ($0.10) to your account (click here to join) & then, you only need an extra 90 points to redeem your first payout as a gift voucher or PayPal cash.

To earn points, you can complete surveys, videos, quizzes, app installation, etc. If you would like to know more, ensure to read my detailed InstaGC review.

Here are more similar sites that can be accessed via mobile and you don’t have to invest any money to get paid.

  • ySense – Get paid to complete surveys, Appen tasks, trying new products, app installation, watching videos, and more. The minimum payout is $10 that is redeemable for Skrill, PayPal, & Payoneer.
  • GrabPoints – A popular worldwide available GPT site that offers a $5 sign-up bonus (click here to join).
  • Timebucks – Timebucks has an arsenal of earning opportunities with a low minimum payout of only $10. 

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4. Mobile Screen Lock Apps

If you don’t mind ads displaying on your mobile screen lock, you can install the following apps to earn cash and rewards without any investment.


Slidejoy displays personalized ads & trending news on your screen lock once you install the app. Whether you engage with them or not, your account gets credited with a few points each day.

Other earning opportunities they provide include – completing offers in their Slidejoy Pop that allow you to download apps, play games, and much more.

Once you have collected 2,100 carats in your account, you can redeem them for a $2 Amazon gift card (not available to all countries). To know more, read my Slidejoy app review.


S’more does the same thing but it also offers other ways to collect points like watch videos, refer friends, download apps & shop online.

By just installing, verifying the email address & completing the profile details, 105 points are credited to your account.

The good thing about them is – they add a guaranteed 10 points each day to your account whether you engage with the ads or not. Also, the minimum payout is only 300 points that are redeemable for a $3 Amazon gift card.

The only disadvantage S’more has – It is available to US users only.


Fronto displays ads and contents on your screen lock that pays points when you interact with them. Apart from this, swiping your screen lock to the right also credits 20-30 points (one cent) to your account.

The minimum payout is 3,375 points that are redeemable for a $5 Amazon gift card & PayPal cash. Sadly, Fronto is available for Android users only.

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My Favorite Apps

1. MobileXpression

MobileXpression logo

This app will pay you to do nothing. Just by installing and letting it learn about your online habits, you can earn AMAZING gift cards. The longer you leave it running, the more gifts you’ll receive.

2. SweatCoin

Sweatcoins logo

You can earn exciting rewards simply by walking. Install this app on your smartphone and start walking or running to earn rewards.

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